Assignments at The Title: buying below list price and selling your own unit

What an assignment is

An assignment is the transfer of a sale and purchase agreement with the developer from the original buyer to a new one before the unit is registered. The unit is still under construction or just completed; there is no title deed yet, only a contract with a payment schedule. The new buyer steps into the first buyer's shoes: reimburses what they have paid, adds a premium and continues paying the developer on the same schedule.

For you, that means the same unit, the same developer and the same completion date — at the launch-stage price rather than today's price list.

Why an assignment can be cheaper than the developer

The developer raises prices as construction progresses, while an investor who bought at launch sells at their entry price with a premium smaller than the price-list increase. Some need to exit early, some prefer not to make the next 25% payment, some are taking profit. That is where the discount comes from.

What October 2026 listings show:

• The Adora Rawai — assignments around ฿124,600 per sqm against a developer list of ฿158,000–175,000: 20–30% lower
• The Katabello Kata — sellers state "฿1–1.6 million below the developer", with instalments running to June 2027
• The Title Heritage Bang Tao — assignments 5–15% below the price list
• The Title Halo 1 Nai Yang (completed) — resale from ฿3.8–4.0 million while the developer's remaining units start at ฿5.1 million
• The Title Legendary Bang Tao (completed) — the cheapest one-bedrooms at ฿117,000–120,000 per sqm, 20–25% below list
• The Title Sierra and Cielo Rawai — within the price list, with some units below the developer's price
• The Modeva, Coralina, Serenity — roughly at the developer's price; here the choice is about floor, view and schedule

Where there are no assignments yet

Vivana, The Balcony, The Title Olive and Villa Kirara have no assignments on the market yet — only the developer is selling, and we select units from its price list.

How the deal works

An assignment goes through the developer: the contract cannot be transferred to a new buyer without its consent.

• Selection. We compare the assignment with the developer's price for the same unit type, floor and view.
• Checks. We request the contract, payment schedule and proof of every payment from the seller, and the unit status and outstanding balance from the developer.
• Agreement. Buyer, seller and developer sign a tri-party assignment agreement. The developer may charge a transfer fee; its size and who pays it are set in the contract.
• Settlement with the seller. You reimburse the seller's payments plus the premium. For freehold, this money must also come from abroad in foreign currency with a bank confirmation.
• Then on schedule. The contract is now in your name, you pay the remaining instalments to the developer, and at completion you receive the unit and the title deed in your name.

What to check before you pay

An assignment is safe when everything behind the contract has been checked. The minimum list:

• payment history: developer receipts for every payment, with no arrears or penalties
• developer consent: written confirmation that the unit can be assigned, and the fee
• unit status: registered to the seller, with no encumbrances or disputes
• outstanding balance: how much is due to the developer after the deal, and when
• quota: the unit is in the foreign freehold quota if you are buying in your own name
• proof of funds from abroad: the seller's FET or credit advice for their payments and yours for your own — registration needs the full amount covered
• completion date and current construction progress

Where the risk is and how to close it

The main risk is paying the seller before the developer has approved the assignment. So the seller is paid only after the tri-party agreement is signed, or through escrow with a lawyer. The second risk is a missed instalment by the seller: the developer can charge a penalty, so the schedule is checked against the developer's accounts, not just the seller's word.

The third point is proof of funds from abroad. If the seller lacks documents for their payments, questions can arise at registration. This is the first thing we check.

How to sell your own unit by assignment

If you bought a The Title unit at launch and want to exit before completion, the process is as follows. Check the assignment terms in your contract: some contracts allow it after a certain share of the price is paid or after a specific date. Ask the developer about the transfer fee. Price your unit against the developer's current price for a comparable unit — that is what buyers compare it with.

We list your unit on the portal next to the developer's stock, present it to buyers and handle the deal up to the signing of the tri-party agreement. If the unit is already completed and registered, it is a standard resale through the Land Office: the seller typically pays specific business tax of 3.3% (if held under five years) or stamp duty of 0.5% plus withholding tax, and the 2% transfer fee is split as the contract states.

Prices are based on October 2026 listings; assignment terms are set by the developer's contract.